Services We Offer
Overall Financial Planning
Retirement Planning: am I READY?
Retirement Planning: am I READY?
Financial Planning encompasses the following key areas: cash flow management, investment strategies, tax efficiency, insurance needs estate planning, taxation and debt planning. We provide all of these services but unlike most financial advisers, we do not sell anything other than our time, so you know that we do not have any conflicts of interest.
Retirement Planning: am I READY?
Retirement Planning: am I READY?
Retirement Planning: am I READY?
We can build a retirement plan that is relevant to you regardless of your age or stage. How much do you need to save each year? How much do you need to retire? How much can you afford to spend in retirement? What is the best way to draw down your assets? We can help answer these questions.
Investment Analysis
Retirement Planning: am I READY?
Tax Planning: Personal or Corporate
We don’t hold any investment licenses, so we’re not going to tell you which stocks to buy and sell. What we can do is help you with your asset allocation, tax efficiency and strategies, performance evaluation and investment fee assessment. If you are looking for an investment advisor, we have a short list of third party professionals that we can refer you to.
Tax Planning: Personal or Corporate
Tax Planning: Personal or Corporate
Tax Planning: Personal or Corporate
One of the most important aspects of financial planning is how much you keep for every dollar that you earn. Although it is often overlooked, tax planning plays a significant role in creating and retaining your wealth.
Mortgage and Debt Planning
Tax Planning: Personal or Corporate
Insurance Planning and Analysis
Debt can be a double edged sword. Proper use of debt can be a wealth creating tool or debt can lead to real financial stress. We have access to mortgage professionals that can help place you with the right mortgage for you and your family. We can help re-structure or re-finance your overall situation.
Insurance Planning and Analysis
Tax Planning: Personal or Corporate
Insurance Planning and Analysis
Most people need insurance as a risk management tool. Some people can use it as an investment strategy. Either way, we can help you understand if and how it fits into your financial plan, and evaluate what type of coverage you might need in your personal situation. Because we don’t sell insurance, you can rest assured we have no conflict of interest and can provide you the information you need to acquire the appropriate insurance coverage, for you and your family.
About Me: Your Planning Specialist
The Open Financial Planning Process
The Open Financial Planning Process
For over 25 years, I have been working with clients to help them achieve their financial goals. I have extensive knowledge in the financial industry. Each aspect of your financial plan can affect your long-term financial well-being. From mortgages, insurance, estates, investments and cash-flow analysis, I have helped thousands of families get on the road to success.
The Open Financial Planning Process
The Open Financial Planning Process
The Open Financial Planning Process
Step 1. Introductory Meeting
We will have an open conversation where you will outline your dreams, goals and what you want to accomplish. If it's a good fit, we can move to the gather information stage.
Step 2. Gathering information and reviewing your tax efficiency, debt utilization, investment allocation, and insurance needs is the foundation for everything else that follows.
Personalized Plan and Monitoring
The Open Financial Planning Process
Personalized Plan and Monitoring
Step 3. With a wealth of experience, we will build a personalized detailed financial plan. Your financial plan is a roadmap providing a clear pathway to how to implement and accomplish your goals.
Step 4. On-going review and monitoring is the key to the success of any plan. We will work together to ensure the best outcome over the long-term.